OnEMI Technology Solutions Limited, popularly known as Kissht, has crossed the ₹10,000 crore milestone in Assets Under Management (AUM), marking a significant achievement for the technology-driven digital lending platform serving India’s mass-market and mass-affluent customer segments.
The company has achieved this milestone by leveraging technology, data analytics, and artificial intelligence across its end-to-end lending operations. Its proprietary AI-powered underwriting models, technology-enabled collections infrastructure, and growing network of lending and co-lending partners have supported its expansion and strengthened access to credit across India.
While personal loans continue to account for the core of Kissht’s lending business, its Loan Against Property (LAP) portfolio is also witnessing steady growth. The expansion is strengthening the company’s secured lending business and diversifying its overall product portfolio.
Commenting on the milestone, Mr. Ranvir Singh, Chairman, Director & CEO, Kissht, said, “Crossing ₹10,000 crore in AUM is a proud moment for everyone at Kissht and a significant milestone in our journey. This growth is built on the same principles we started with: disciplined underwriting, robust collections, and a scalable, technology-led platform. At the heart of our journey is our vision to make access to credit effortless, secure, and human-centered, combining technology with an empathetic understanding of our customers’ needs. As we continue to expand our product offerings, scale secured lending products such as Loan Against Property, and deepen our lending partnerships, we remain committed to bringing this vision to life by building a customer-centric lending franchise that serves customers through every stage of their financial journey while delivering consistent returns for our shareholders.”
Meanwhile, Mr. Krishnan Vishwanathan, Director & CFO, Kissht, highlighted the company’s financial position and capital strength, stating, “This milestone is backed by our strong financial position and consistent execution. The ₹832.2 crore raised through our preferential issue in October 2026 further strengthens our capital base and provides additional headroom to support our growth ambitions. With a clear path towards reduced cost of borrowings, improving operational leverage, and continual credit quality improvement, our commitment to deliver high and profitable growth remains unwavering.”
The ₹10,000 crore AUM milestone underscores Kissht’s growing presence in India’s digital lending ecosystem. With continued investments in technology, expansion of secured lending products, and deeper partnerships with financial institutions, the company aims to strengthen its lending operations while maintaining credit quality and pursuing sustainable, profitable growth.
