The future of a comprehensive benefits programme for employees lies in providing holistic healthcare, according to the health insurance platform Plum.
According to the company, young millennial employees are increasingly using telehealth consultations. In the past year, employees between the ages of 21 and 40 made most of the reservations for Plum’s customers. General medicine, dermatology, and mental wellness were the top three specialities consulted. Additionally, consultations for treatments relating to obstetrics and gynaecology, dieting, internal medicine, orthopaedics, and veterinary medicine, among others, were made available. Millennials who are tech savvy find teleconsultations efficient and practical for handling urgent medical needs.
India has one of the highest levels of out-of-pocket healthcare expenditures, which, according to the Economic Survey released in 2021, directly contributes to the high incidence of catastrophic costs and poverty.
The company offers telehealth consultations, wellness programmes, access to mental health support, and group health insurance as part of its holistic healthcare package.
“Popularity of online doctor consultations, which had gained tremendous traction during the pandemic years, has sustained over the last one year. This clearly showcases the growing preference for such treatments among the workforce. Healthcare inflation is a reality and it is no longer limited to hospitalization expenses. Therefore offering an all-inclusive preventive and curative healthcare facility for employees has become a social responsibility for all the corporates who care for their employees. At Plum, we always advise our clients to provide holistic healthcare for all the employees and take a stance in ensuring their complete well-being,” said Abhishek Poddar, co-founder and CEO of Plum.