Institutional real estate investment firm Certus Capital has invested approximately ₹500 crore through secured private credit in four real estate projects. The portfolio includes one commercial office development and three residential projects.
This round of funding is part of Certus Capital’s ongoing strategy to expand its presence in the real estate credit space. With these latest deployments, the firm’s total secured private credit investments have reached ₹1,000 crore.
Among the recent investments is a commercial office project located near Juhu in Mumbai’s western suburbs, where nearly 50% of the inventory has already been sold. In the residential segment, one of the key projects is situated in Prabhadevi, central Mumbai. Structural construction is nearly complete, and over 60% of the housing units have been sold.
Another residential investment by Certus Capital is located in Andheri East, Mumbai, where two of the three towers have reached the top-out stage. Collectively, the Mumbai-based investments now span approximately 5.3 lakh square feet.
In a significant geographic expansion, Certus Capital has also entered the Hyderabad market with a ₹180 crore investment in a large-scale residential project. This marks the firm’s debut in the city. The development, planned in two phases, covers a total saleable area of 3.3 million square feet.
“These investments are in line with our plan to expand our portfolio geographically by leveraging private credit opportunities in the real estate market. Given the fact the debt financing opportunity is expected to grow to Rs 14 lakh crore by 2026, it gives us a long runway for growth,” Ashish Khandelia, founder, Certus Capital, said.
Looking ahead, the firm plans to sustain its strong investment momentum, targeting over 100% year-on-year growth in FY 2025–26, while maintaining a sharp focus on the quality of its investments. The company anticipates continued strong demand for capital within the real estate sector.
The Hyderabad investment forms part of a co-lending partnership with a non-banking financial company (NBFC) that manages assets worth over ₹78,000 crore. This aligns with Certus Capital’s broader strategy of collaborating with large financial institutions to structure its real estate credit deals. These partnerships help facilitate risk-sharing and encourage wider institutional participation across its growing investment portfolio.
To date, Certus Capital has deployed capital across real estate projects in key cities including Mumbai, Pune, Chennai, and Hyderabad, with Bengaluru currently under advanced evaluation for potential investment. Its investor base comprises a mix of family offices (both single-family and multi-family), high-net-worth individuals (HNIs), corporate executives (CXOs), and institutional investors.
